Best Cash Back Credit Cards 2020 Reviews & Recommendations

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WHAT ARE THE BEST CASH BACK CREDIT CARDS 2020 WITH ONLINE APPLICATION IN THE USA?

It is not always necessary to call or go to the bank to request for a cash back credit card; however, you need to know the following:

Your credit score

Companies grant cards according to your credit score, so it is necessary to know your credit score. You can check it for free on this site.

They are usually cataloged as follows

Excellent: from 720 to 850
Good: from 690 to 719
Regular: from 630 to 689
Bad: below 630

If you have bad, you also have options – although you will usually have to deposit a cash amount to open your credit line.

What use will you give?

There is one of two low-interest cards or reward cards – usually, no one will give you both. If you are going to pay the card in full each month, look for a rewards card. If you are going to have balance month after month, look for a card with low interest or with 0% APR introduction.

What benefits are you looking for?

Usually, there are cards that give you cash rewards and others that give you travel benefits like airline flights or hotels. Remember that to get the juice; you need to pay the card in full each month since interest tends to be high on reward cards.

The bank and/or brand

Keep in mind the issuing brand such as MasterCard, Visa or American Express since not everywhere they accept all these, although most places accept the largest. Sometimes it is convenient to have a couple of cards always to have options.

List of Best Cash Back Credit Cards 2020

Cards	Rating	Apply
CAPITAL ONE SAVOR	⭐⭐⭐⭐⭐	Apply Now
CAPITAL ONE QUICKSILVERONE	⭐⭐⭐⭐⭐	Apply Now
DISCOVER IT® CASHBACK	⭐⭐⭐⭐⭐	Apply Now
UNITED℠ EXPLORER CARD	⭐⭐⭐⭐⭐	Apply Now
CHASE FREEDOM UNLIMITED®	⭐⭐⭐⭐⭐	Apply Now
BLUE CASH EVERYDAY®	⭐⭐⭐⭐⭐	Apply Now
CAPITAL ONE® PLATINUM	⭐⭐⭐⭐⭐	Apply Now
CAPITAL ONE® VENTURE®	⭐⭐⭐⭐⭐	Apply Now
DISCOVER IT® CHROME	⭐⭐⭐⭐⭐	Apply Now

BEST CASH BACK CREDIT CARDS 2020: CAPITAL ONE SAVOR CASH REWARDS

CAPITAL ONE SAVOR CASH REWARDS - BEST CASH BACK CREDIT CARDS 2020 — CAPITAL ONE SAVOR CASH REWARDS

MAIN BENEFITS

$ 150 cash bonus promotion when you spend $ 500 during the first 3 months you open the account.
3% in cash for all purchases in restaurants and entertainment.
2% in supermarkets.
1% on additional purchases.
It has no foreign transaction fee.
Without Annuity, that’s right; it’s $ 0 dollars you pay per year per annuity.

APR Intro.	APR Transfer Balance	APR Variable	Annual Cost
0% first 15 months	0% first 15 months	15.24% - 25.24%	None

⭐ Type of Credit: Regular to Good – (580-740)

Apply Now

BEST CASH BACK CREDIT CARDS 2020: CAPITAL ONE QUICKSILVERONE

CAPITAL ONE QUICKSILVERONE CASH REWARDS - BEST CASH BACK CREDIT CARDS 2020 — CAPITAL ONE QUICKSILVERONE CASH REWARDS

MAIN BENEFITS

Unlimited 1.5% refund on any purchase.
Access a broader line of credit when you make your first 5 monthly payments on time.
No limit on how much cashback you can get, and it does not expire.
Strengthen your history using this card.

APR Intro.	APR Transfer Balance	APR Variable	Annual Cost
N / A	N / A	26.96%	$39

⭐ Type of Credit: Good to Excellent – (670-850)

Apply Now

BEST CASH BACK CREDIT CARDS 2020: DISCOVER IT® CASHBACK

Best Credit Cards 2020 - Discover — Discover IT

MAIN BENEFITS

Promotion of 100% match Discover will match all the cash back that you have accumulated at the end of the year without registering. Nor is there a limit to how much it can match.
5% in cash for all purchases in supermarkets, amazon.com, gas stations, and restaurants at the time it is activated until reaching the quarterly limit.
1% additional on all other purchases
You can dispose of the cash accumulated in any amount and at any time. The accumulated has no expiration.
Amazon.com uses your cashback when you shop at amazon.com
Without Annuity, that’s right; it’s $ 0 dollars you pay per year per annuity.

APR Intro.	APR Transfer Balance	APR Variable	Annual Cost
0% first 14 months	0% first 14 months	13.99% - 24.99%	None

⭐ Type of Credit: Excellent – (740-850)

Apply Now

BEST CASH BACK CREDIT CARDS 2020: UNITED℠ EXPLORER CARD

UNITED℠ EXPLORER CARD - BEST CASH BACK CREDIT CARDS 2020 — UNITED℠ EXPLORER CARD

MAIN BENEFITS

40,000 miles after spending $ 2,000 on purchases during the first 3 months of when the account is opened.
Earn 2 miles for every dollar in restaurants or in hotel stays.
25% cash back on purchases on flights in the United
$ 0 of Annuity the first year, $ 95 every year after.
A free suitcase on flights with United and access to Priority Boarding
$ 100 credit for Global Entry or TSA Pre.

APR Intro.	APR Transfer Balance	APR Variable	Annual Cost
N / A	N / A	17.99% - 24.99%	$ 0 first year - $ 95 every year after

⭐ Type of Credit: Good to Excellent – (670-850)

Apply Now

BEST CASH BACK CREDIT CARDS 2020: CHASE FREEDOM UNLIMITED®

MAIN BENEFITS

1.5% unlimited cash back on any purchase from the moment you activate the card
$ 150 in bonus when spending $ 500 on purchases during the first 3 months after activation
0% Intro APR during the first 15 months
Without Annuity, that’s right, $ 0 is paid to use this card
CashBack has no expiration date

APR Intro.	APR Transfer Balance	APR Variable	Annual Cost
0% first 15 months	0% first 15 months	16.99% - 25.75%	None

⭐ Type of Credit: Good to Excellent – (670-850)

Apply Now

BEST CASH BACK CREDIT CARDS 2020: BLUE CASH EVERYDAY®

- American Express Preferred Blue Cash — American Express Preferred Blue Cash

MAIN BENEFITS

Returns 3% cashback on grocery purchases up to a limit of $ 6,000 per year.
2% cash back in categories such as gas stations and certain department stores.
0% Intro APR during the first 15 months.
Without Annuity, that’s right, $ 0 is paid to use this card.
$ 150 bonus when spending $ 1,000 for the first 3 months.

APR Intro.	APR Transfer Balance	APR Variable	Annual Cost
0% first 15 months	0% first 15 months	15.24% - 26.24%	None

⭐ Type of Credit: Regular to Good – (580-740)

Apply Now

BEST CASH BACK CREDIT CARDS 2020: CAPITAL ONE® PLATINUM

Best Credit Cards 2020 - Capital One Secured MasterCard — Capital One Secured MasterCard

MAIN BENEFITS

Without Annuity, that’s right; it’s $ 0 dollars you pay per year per annuity
Access a larger credit line when you make your first 5 monthly payments on time
You can pay either by check, online or at a branch with cash.
Access your account 24 hours a day, 7 days a week.

APR Intro.	APR Transfer Balance	APR Variable	Annual Cost
N / A	N / A	26.96%	None

⭐ Type of Credit: Good to Excellent – (670-850)

Apply Now

BEST CASH BACK CREDIT CARDS 2020: CAPITAL ONE® VENTURE®

Best Credit Cards 2020 - Capital One Venture Rewards — Capital One Venture Rewards

MAIN BENEFITS

50,000-mile promotion charging at least $ 3,000 per month for three consecutive months.
10x in miles when you use your card to stay in hotels
1.25x miles for every dollar in purchases
Travel by any airline, at any hotel without restrictions
It has no fee for international transactions
The miles do not expire during the existence of the account, and there is no limit to how many you may have

APR Intro.	APR Transfer Balance	APR Variable	Annual Cost
0% first 12 months	N / A	14.24% - 28.24%	$ 0 first year - $ 95 every year after

Apply Now

BEST CASH BACK CREDIT CARDS 2020: DISCOVER IT® CHROME

MAIN BENEFITS

Promotion of 100% match Discover will match all the cashback that you have accumulated at the end of the
year without registering. Nor is there a limit to how much it can match.
2% in cash for all purchases at gas stations and restaurants until reaching the quarterly limit of $ 1,000.
1% additional on all other purchases
Without Annuity, that ‘s right; it’s $ 0 dollars you pay per year per annuity.